Why do you need study abroad health/accident
insurance?
Most US students have some form of medical insurance either
through a parent, their college/university, or an independent
agent. However, most US plans are not as comprehensive and flexible
as plans that are specifically designed to cover a student during
a period of study in a foreign country. Having insurance coverage
that meets the unique demands of a summer, semester or year
abroad is extremely important. CISI’s World Class Coverage
Plan for US Students Studying Abroad, offers coverage starting
at $31.00 per month for students age 25 years and younger. If
over 25 years of age please click here for premium information.
The plan provides $50,000 (or optional $100,000) of coverage
per injury or illness with a $100 (or optional $0) deductible,
24-hour world-wide emergency assistance access, $50,000 of
combined coverage for emergency medical transportation/evacuation
and return of mortal remains, and peace of mind for you and
your parents!
Still not sure...?
Here are some questions to consider….Do you know if
your current plan covers you while outside the US? Can your
current insurer verify benefits, as well as guarantee and
facilitate direct payments for medical services to foreign
hospitals? In an emergency, is your current insurer available
toll-free from anywhere in the world 24 hours a day 7 days
a week and can they communicate in the appropriate foreign
language? Does your current plan provide coverage for emergency
evacuations (by ground or air ambulance) from an accident
site to the nearest adequate medical facility?
Here’s what a recent CISI insured
had to say about the importance of this insurance:
"I wasn't expecting to get sick during my trip to Florence.
Insurance was the last thing on my mind. Fortunately, I had
purchased the plan and the emergency assistance team was able
to make direct hospital payments. My insurance provider at
home would have never been able to pay in foreign currency.
In fact, most insurance providers don’t cover you outside
the U.S. The emergency assistance team was great! They guaranteed
the payment so I could get the surgery I needed. I'm glad
I enrolled with CISI." This testimonial came from Amy
Rodia, a study abroad participant on the Florence program
from AIFS.
Why CISI…?
We insure over 80,000 cultural exchange participants per year
and work solely with carriers rated A or better by A.M. Best.
CISI specializes in providing accident and sickness medical
insurance, emergency assistance, and in-house claim and administrative
services to individuals and groups engaged in international
education or cultural exchange. This is where our experience
lies and therefore where our focus remains. Your study abroad
trip should be a safe, rewarding, and enjoyable experience.
Having insurance coverage is having peace of mind. CISI
has the experience to insure your cultural experience!
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