Iona College Programs Abroad

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World Class Coverage Plan Designed For Iona College Programs Abroad

This plan is provided by Cultural Insurance Services International
and underwritten by Ace American Insurance Company

Coverage Summary for Policy # GLMN0656017


Coverages and Services Maximum Limits
Accidental Death  
      Per Insured $10,000
      Aggregate Limit Per Accident $1,000,000
Medical Expense (per Accident or Sickness)  
      Deductible $-0- (zero)
      Basic Medical $100,000 @100%
Dental Treatment:  
      Accidental Dental 100% of Covered Expenses, up to policy limits
      Emergency (Palliative) Dental: $500 maximum
Extension of Benefits 30 Days
Pre-existing Conditions Coverage Limit $500
Mental and Nervous $1,000 outpatient, $3,000 inpatient
Physiotherapy: If recommended by a Physician and administered by a licensed physiotherapist
Specified Therapies and Spinal Manipulation:  
      Outpatient Limit Maximum of $50/visit; maximum of 10 visits; $500 overall maximum
Prescription Drugs (Inpatient/Outpatient) 100%
Maternity Covered
Limit for:  
      Emergency Medical Evacuation 100%
      Repatriation/Return of Mortal Remains 100%
Security Evacuation Comprehensive $100,000
Trip Delay Benefit Up to $1,000, delayed more than 12 hours
Baggage Delay Benefit $250 Max/$100 per item, $0 deductible
Trip Interruption $1,200
24/7/365 Team Assist Package Included

In Case of Emergency

Please contact the Team Assist line by phone at +1 312-935-1703 (collect calls accepted) or email medassist-usa@axa-assistance.us. The TeamAssist Emergency Assistance Provider is AXA Assistance.
Non-Emergency questions may be directed to CISI at 203-399-5132 (toll free 800-303-8120).

Need a Doctor?

To seek recommendations for doctors or hospitals, please contact Team Assist at +1 312-935-1703 or email medassist-usa@axa-assistance.us. *We can make appointments for you.

Who Pays for Services?

CISI will make every effort to pay invoices directly to medical providers. Please notify CISI by contacting TeamAssist and we will make every effort to arrange to pay the doctor or hospital directly. If you prefer to pay yourself, then we will reimburse you (you may scan/email or fax the claim information to CISI and we will process it while you are still abroad, OR you may file the claim information after your trip). The average claim processing time at CISI is 2 weeks from receipt of claim information.


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