Institute for Study Abroad, Inc.


World Class Coverage Plan Designed For Institute for Study Abroad, Inc.

This plan is provided by Cultural Insurance Services International
and underwritten by Ace American Insurance Company

Coverage Summary for Policy # GLM N06565979

Coverages and Services Maximum Limits
Section I
Accidental Death and Dismemberment Per Insured Person $15,000
Medical expenses (per Covered Accident or Sickness):
Deductible $0
Benefit Maximum $350,000 at 100%
Extension of Benefits 30 days
Home Country Coverage Limit $10,000
Pre-Existing Conditions Covered up to $10,000 on a primary basis. Any remaining costs are payable secondary to any other insurance plan, up to the maximum of $100,000.
Nervous or Mental Disorders $10,000 (outpatient); $50,000 (inpatient)
Palliative Dental $500 ($250/tooth)
Emergency Medical Reunion $10,000 (includes hotel/meals, max $1,000/day)
Quarantine Benefit $2,500
Trip Reunification Benefit $1,000
Lost Checked Baggage $250 max
Section II
Team Assist Plan (TAP): 24/7 medical, travel, technical assistance
Emergency Medical Evacuation $250,000
Repatriation/Return of Mortal Remains $100,000
Section III
Security Evacuation (Comprehensive) $100,000

Please contact Team Assist run by AXA Assistance by phone at 312-935-1703.
Non-Emergency questions may be directed to CISI at 203-399-5132 (toll free 800-303-8120).

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